Ramadani FP, Wardhani NIK. PENGARUH KOMINIKASI WORD OF MOUTH (WOM) TERHADAP MINAT PENGAJUAN KREDIT DI BANK BJB KCP MERR SURABAYA. GEMAH RIPAH [Internet]. 2025 Dec. 22 [cited 2026 Apr. 23];5(04):268-81. Available from: https://www.aksiologi.org/index.php/gemahripah/article/view/2561